GDP fell 0.3% in Q1 2025 — but that topline miss hides deeper signals. We broke down the U.S. economy like a profit-and-loss statement to help lenders see where the cracks (and opportunities) really are.

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Most lenders see a GDP drop and brace for volatility. But to really understand risk, you need to look under the hood. In this piece, we treat the U.S. economy like a business—mapping inflows, outflows, margins, and investment—to show where borrower stress is building and where resilient demand may hold.

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Here are the topline takeaways:

• Imports surged ahead of new tariffs
• Inventory piled up—tying up cash and distorting revenue
• Government spending fell, especially in key grant programs
• Business investment popped—but likely won’t repeat
• Consumer hesitation hit big-ticket items

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For lenders, that means new caution zones, but also a chance to adjust pricing, programs, and pre-qual checks to move ahead of the curve.

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Download the complete document: https://docsend.com/view/ve87madrpa8e42su

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